Privacy Policy

Last updated: October 2026

Financial Disclaimer: The calculators and tools on Mortgage Smart Tools are for educational and estimation purposes only. They do not constitute financial, legal, or real estate advice. We are not a lender, broker, or financial advisor. Always consult with a licensed mortgage professional for accurate quotes and financial advice.

1. Information We Collect

Our mortgage calculators run entirely in your web browser. We do not collect, store, or transmit the financial numbers you enter into our calculators. Your home price, income, and loan details never leave your device.

2. Cookies and Web Beacons

Like most websites, we use cookies to enhance your experience and analyze site traffic. Cookies are small text files stored on your device. You can disable cookies in your browser settings at any time.

3. Third-Party Advertising (Google AdSense)

We may use third-party advertising companies, such as Google AdSense, to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites to provide advertisements about goods and services of interest to you.

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings.

4. Third-Party Links

Our website may contain links to other websites (such as lender resources). We are not responsible for the privacy practices or the content of these third-party sites. We encourage you to read the privacy policies of any website you visit.

5. Children's Privacy

Our website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at: mubasherrasheed70@gmail.com.